Real Estate

Real Estate Advice, Tips, News, and Information

The best time to buy a home is always fiver years ago.

Ray Brown

Real estate transactions usually affect your finances with the largest impact. Most often, the home a person owns is one of his biggest investments. Understanding the various aspects of real estate allows you to make good decisions as they affect your own net worth your ability to provide for yourself and others. has done the research on how real estate works. We’ll do whatever we can to educate you and keep you informed of real estate news that might affect you. Whether you’re interested in learning how to buy a home in Texas or invest in a real estate group, we hope you find what you’re looking for here.

Debt Service Coverage Ratio
Debt | Finances | Real Estate

Debt Service Coverage Ratio (DSCR)

In the world of finance and investment, understanding key financial ratios is essential for sound decision-making. Financial ratios offer valuable insights into a company’s profitability, liquidity, solvency, and overall financial health. They serve as critical tools for lenders, investors, and financial analysts, allowing them to make informed decisions based on quantitative data. One such crucial…

USDA Rural Development Programs: Grants, Loans, Guarantees
Buying A Home | Government | Real Estate

USDA Rural Development Program Overview

Article Summary The United States Department of Agriculture’s Office of Rural Development provides grants, loans, and loan guarantees to help rural communities, along with providing technical support and other resources. Access to grants, loans, and loan guarantees is dependent upon the qualifications of each program offered under the Rural Development agency. In addition to providing…

Greenbelt Land Qualification for Lower Property Taxes
Government | Real Estate | Taxes

Greenbelt Laws Can Lower Taxes for Qualifying Agricultural Properties

If you’re thinking of buying a rural property, you might want to consider the local greenbelt laws in the area where you’re planning to buy. It may be worth making sure that your property and the way that you intend to use it will qualify for greenbelt exemption from local property taxes. For instance, I…

Zillow Zestimate Accuracy Predicting Home Values
Buying A Home | Real Estate | Selling A Home

How Accurate are Zillow’s Zestimate Home Value Estimates?

Article Summary Zillows Zestimate home value estimates are calculated using a combination of historical transactions for each piece of real estate (nearly 100 million homes and lots) included in its database and a proprietary algorithm developed by Zillow that uses hundreds of data points to predict real estate values for properties in each of the…

Construction Hard Money Loans Investment
Finances | Investing | Real Estate

How to Invest in Construction Hard Money Lending Backed by Real Estate

One of the benefits of working hard and getting ahead is having the opportunity to invest some of your hard-earned money into something that will produce more money. As my career developed, my businesses grew over a 10 year period, and I found myself having more and more cash available, it occurred to me that…

Homie Home Listing Cost Savings Calculator
Buying A Home | Real Estate | Selling A Home

Homie Review – Selling My Home Using Utah’s New Disruptive Real Estate Broker

If you live anywhere along the I-15 corridor in Utah, specifically in Salt Lake and Utah counties, you’ve likely seen all the signs along the highway popping up touting the ability to sell your home without broker commissions, potentially saving tens of thousands of dollars by going around the traditional process of listing your home…

Bigger Pockets Suggested Reading List Real Estate Investing
Buying A Home | Education | Investing | Mortgages | Real Estate | Selling A Home

Top Real Estate Investment Books Recommended by BiggerPockets

One of the resources I’ve begun using as I’ve waded into the waters of real estate investing is an organization called BiggerPockets, which was created to encourage real estate investment by building a community and disseminating educational and other information about how to go about real estate investment. Probably the biggest hurdle (outside of having…

Nightly Rental - Las Palmas Resort
Buying A Home | Finances | Investing | Real Estate

Investing in Nightly Vacation Rental Real Estate: My Own Rookie Experience

The past 20 years of my career (pretty much my entire career) have been spent primarily building online businesses, including projects like this website. I’ve had more success earning money than I could have ever imagined when I started close 20 years ago, but I have had this nagging feeling throughout the last 10-15 years…

Utah New Home Construction Real Estate Purchase Contract
Buying A Home | Real Estate

Utah New Construction Real Estate Purchase Contract

Normally, when someone purchases a home in Utah, the transaction is initiated using a real estate purchase contract, or REPC. In the majority of home purchases, the home is already constructed and is usually being lived in. The standard REPC document is designed to facilitate the buyer’s offer to purchase, the seller’s acceptance, and several…

Chase Bank Wire Transfer Limit $50,000
Banking | Buying A Home | Finances | Real Estate

Chase Bank Limit on Wire Transfers from Personal Accounts – $50,000

My excitement at buying an investment property ran into a snag one morning when I attempted to send over a wire to pay for the property. Chase bank places has a limit on how much can be wired from a personal account. As any investor knows, when closing day comes, having the funds available to…

Should I Hire a Realtor - Real Estate Agent Fiduciary Duty
Buying A Home | Real Estate | Selling A Home

Real Estate Agent Fiduciary Obligations: Should I Hire a Realtor?

The majority real estate transactions involve at least one real estate agent. Often, the seller of a piece of property hires an agent to represent his interests in selling the property for the highest price possible while striving to achieve the best terms for the seller. For a buyer or real estate, an agent is…

Tennessee Real Estate Contracts Forms for Residential Homes
Buying A Home | Real Estate | Selling A Home

Tennessee Real Estate Contracts and Forms for Residential Homes

Living in Tennessee is a good decision for lots of reasons. There are several great places to call home in the Volunteer State. Whether you choose to live in some of the more populated areas around Nashville, Memphis, Knoxville, Chattanooga, and other thriving Tennessee municipalities, or if you prefer the country life in small towns…

FHA Loan Debt to Income (DTI) Ratio Guidelines
Buying A Home | Debt | Finances | Mortgages | Real Estate

FHA Loan Debt to Income (DTI) Ratio Guidelines

FHA Loan Debt to Income (DTI) Ratio Guidelines FHA loans allow first time home buyers and others who are just starting out or who may be financially disadvantaged to purchase homes through a government assisted program that differs from conventional loans. To qualify for an FHA loan, the Federal Housing Authority requires that you meet…

US Housing Market Signs of Bubble, Correction
Buying A Home | Mortgages | Real Estate | Selling A Home

Are We Currently Experiencing A Real Estate Bubble?

Article Summary The current housing market in the US has made its way back to pre-Great Recession levels. Interest rates are rising, which will tend to cool off the increasing housing prices. Significant factors that will cause a market correction in the next two years include the Federal Reserve’s monetary policy and tightening of credit…

How To Become Rich – The Richest Man in Babylon Formula
Buying A Home | Debt | Employment | Entrepreneurship | Finances | Investing | Mortgages | Online Learning | Real Estate | Self Improvement | Selling A Home

How To Become Rich – The Richest Man in Babylon Formula

The Richest Man In Babylon is a fictional story with sound principles that have helped people become wealthy through their application. This first part comes from the part of the book “Seven Curses For A Lean Purse”. Heed the advice in each of these sections, and your “purse” will become fat and overflowing with wealth….

Utah Real Estate Purchase Contract (REPC) Components
Buying A Home | Real Estate | Selling A Home

How to Use Utah Real Estate Purchase Contract (REPC)

In the state of Utah, real estate transactions are initiated and facilitated by a legal document called a Real Estate Purchase Contract, more commonly referred to as a REPC (pronounced rep-see). The REPC acts as a contractual offer to purchase on behalf of a buyer, and a contractual acceptance of the buyer’s offer (or potentially…