Debt

Capital One Spark Business Cash Back Credit Card

How To Update Your Capital One Credit Card Billing Address

If you’re having problems with your Capital One credit card being declined, and if you’ve moved recently, your problem may very well be that you’re using a zip code (your old one) that’s not connected with your Capital One credit card. When you use a credit card at a gas station or in other places …

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Financial Peace University Money Management Course

Dave Ramsey’s Financial Peace University

If you listen to talk radio much, you’ve most likely heard of Dave Ramsey, the radio personality who talks about money, debt, budgeting, investments, and related topics Monday through Friday each week. His show is broadcast on over 500 radio stations throughout the country to an estimated audience of over 6 million people on a …

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Personal Finances Self-Reliance LDS Church

LDS Personal Finances Self-Reliance Budgeting Course

Taking control of your personal finances is one the most important things you can do to experience the blessings of prosperity that are available to those who are willing to obey the principles upon which those blessings are based. Under the influence and in the grasp of the materialistic society in which we now exist, …

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Healthcare Costs Trump Directive

Trump’s Healthcare Pricing Transparency Executive Order

My wife recently gave birth to our seventh child. Just a few months before he was born, we moved from Utah to Tennessee. Our plan was to have the delivery done by a group of midwives at a birthing center close to Vanderbilt University, but those plans were changed by the birthing center midwives just …

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US Impending Recession 2020

Contracted Earnings Signs of US Recession

Going into 2020, the United States economy has experienced the longest period of economic expansion in its history. After the Great Recession of 2007-2009, we’ve seen growth starting in June of 2009, a period that has lasted more than ten and a half years. According to the National Bureau of Economic Research, the average period …

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Fannie Mae Form 1003 Residential Loan Application

Fanny Mae Form 1003 Uniform Residential Loan Application

If you’re applying for a mortgage loan or have applied for one in the past, you’ve possibly heard of Fannie Mae  Form 1003, Uniform Residential Loan Application. Form 1003 is the standard form used by most mortgage lenders to collection the information of a potential borrower necessary to determine whether the applicant is qualified to …

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Famine in Egypt: Joseph and Pharoah Ready

The Mormon Church’s Financial Responsibility Should Be Emulated, Not Criticized

Recently there has been a lot of buzz about how much money the Mormon Church has in its possession after an accusation came out from former church members and twin brothers David and Lars Nielsen. David was a former employee of church-owned investment firm Ensign Peak Advisors. The claim from the Nielsens is that the …

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Public Servant Loan Forgiveness PSLF Program

Public Service Loan Forgiveness (PSLF) Program

Article Summary The Public Service Loan Forgiveness (PSLF) program was established by the federal government to allow professionals to have their student loan debt forgiven. Participating in the PSLF program requires you to work for a qualified employer as specified by the US Department of Eduction. Qualified employers include government and non-profit organizations. Only Direct …

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