Finances
Educating yourself about how money should work in your own life and how your own particular resources and abilities integrate with the rest of society is a critical element of becoming prosperous. For most
Taking control and being assertive about your finances is a critical element of prosperity.
Starting a Budget: Tracking Expenses
Several years ago when I was just starting college, it was my first experience being away from home in a situation where I was expected to pay all my own expenses (including rent now that I was not living with my parents) from funds I earned by working. The whole...
How to Cancel Your Verizon Cell Phone Account
Article Summary Cancelling your Verizon account can be done, but it may cost you quite a bit. Here's a quick overview of what is involved in cancelling your Verizon phone plan. Cancelling your Verizon phone plan can be done by calling 1-844-837-2262 during business...
Self-Reliance Principles
Achieving self-reliance is a worthy goal for individuals, parents, and families. Being self-reliant brings a sense of accomplishment and satisfaction that cannot be achieved in any other way. What is Self-Reliance? Self-reliance is the ability of a person to take care...
Fanny Mae Form 1003 Uniform Residential Loan Application
If you're applying for a mortgage loan or have applied for one in the past, you've possibly heard of Fannie Mae Form 1003, Uniform Residential Loan Application. Form 1003 is the standard form used by most mortgage lenders to collection the information of a potential...
Investing in Bitcoin
Sometime during 2010, I heard a lot of buzz in my work office, where there were lots of developers and other technical types, about a shiny new digital currency experiment that the most geeky of geeks in the office were referring to as Bitcoin. It seemed gimmicky to...
The Mormon Church’s Financial Responsibility Should Be Emulated, Not Criticized
Recently there has been a lot of buzz about how much money the Mormon Church has in its possession after an accusation came out from former church members and twin brothers David and Lars Nielsen. David was a former employee of church-owned investment firm Ensign Peak...
Closest Chase Bank Branch to Charlotte, North Carolina
Article Summary The closest Chase Bank to Charlotte, North Carolina is in Clemson, South Carolina (near the Clemson University campus), which is about a 2-hour drive (133 miles) from Charlotte. Until August, 2019, when the Chapel Hill location was opened, Chase had no...
Public Service Loan Forgiveness (PSLF) Program
Article Summary The Public Service Loan Forgiveness (PSLF) program was established by the federal government to allow professionals to have their student loan debt forgiven. Participating in the PSLF program requires you to work for a qualified employer as specified...
CIT Bank
CIT Bank is an online bank based in Pasadena, California that offers personal and business banking products and services. Although CIT Bank is best known as an online bank, which allows it to provide high yield returns on savings and other types of deposit accounts,...
National Debt Relief Program and Services
Article Summary National Debt Relief is a New York City-based debt relief company founded in 2009 that helps clients throughout the United States reduce their unsecured debt burden through a program that includes services such as negotiating with creditors to lower...
Buying a Home In New York City
New York City obviously has a lot going on. Its economy is the largest regional economy in the United States. New York is often considered the most financially powerful city in the world and the leading center of the world's financial industry. Unless you're just kind...
High Interest Online Savings Accounts
Saving money is a good idea. Saving money in a way that allows it to grow and create more money through interest is a better idea. Opportunities to increase the rate at which interest is being earned with your saved money (without increasing your risk to losing that...
Practical Christmas Gifts That Last Well Beyond the Holiday Season
In my family, I've developed a bit of a reputation as the guy who's not driven entirely by fun and amusement as my primary motivation. In fact, when it comes time my birthday each year, my wife years ago developed the habit of learning ahead of time what things I most...
CapitalOne Creditwise Free VantageScore Credit Report from TransUnion
Article Summary CapitalOne provides free credit scores for credit card holders through their CreditWise monitoring product. When you sign up for a credit card with CapitalOne, you get access to CreditWise as a free add-on service. CreditWise uses TransUnion data to...
What is a Mortgage?
Making good decisions about the home that you purchase to live in (or as an investment) is critical for being prosperous and building your financial wealth. To help you make better decisions with regard to how you'll finance your home or another property, this article...
Can a Section 609 Dispute Letter Repair Your Credit?
People always seem to be looking for shortcuts to getting what they want. While it's certainly true that there are more effective and efficient ways of accomplishing something as well as less efficient and less effective methods, easy shortcuts typically don't produce...
How to Get Out of Debt
If you have substantial debt, you're much like the average American, who carries a personal debt load of about $30,000. That number doesn't even include a mortgage, which is usually considered a good kind of debt. Instead, that $30,000 average debt load (as reported...
Closest Chase Bank to Albuquerque, New Mexico
Chase Bank is one of the largest banking institutions in the United States, with nearly 5,200 branches spread throughout the country. However, if you live in the Albuquerque, New Mexico area, you're (currently) out of luck if you bank with Chase (or want to), and you...
FICO Score Factors
