Finances
Educating yourself about how money should work in your own life and how your own particular resources and abilities integrate with the rest of society is a critical element of becoming prosperous. For most
Taking control and being assertive about your finances is a critical element of prosperity.
How to Downgrade (Cancel) Your Professional Amazon Seller Business Account to Individual
Selling products on Amazon has made lots of people into millionaires, but for others, the opportunity turns out to be not as lucrative as they initially hoped. If your Amazon business hasn't taken off yet, and you don't want to continue paying the $39.99 monthly fee,...
How the Federal Funds Rate Affects Savings Account Interest
This morning I received an email from Wealthfront, where I opened a savings account to take advantage of their industry-leading (as far as my research showed) 2.57% interest rate, no fee savings account. The email stated that because of a recent change to the federal...
Pros and Cons of Owning a Motorhome
About seven years ago, I took my family on a trip to Yellowstone National Park. We had some friends with us who were visiting from China. We thought it would be a good idea to show them one of the novel things Americans do while they are traveling, so we rented a...
Wealthfront Automated Wealth Management and Investing Service
Video Review from Wealthfront Account User The video review I'm including below of Wealthfront is a detailed review from an actual Wealthfront user, a vlogger who calls himself Wander001, who has been been using Wealthfront for over 3 years. In his review, he explains...
How to Invest in Construction Hard Money Lending Backed by Real Estate
One of the benefits of working hard and getting ahead is having the opportunity to invest some of your hard-earned money into something that will produce more money. As my career developed, my businesses grew over a 10 year period, and I found myself having more and...
American Express High Yield Personal Savings Accounts
American Express is most commonly known for being a credit card provider, but did you know that they also offer online savings accounts and certificates of deposit (CDs) to consumers? American Express has a high yield personal savings account that doesn't require a...
Chase Bank Limit on Money Transfers from External Accounts: $100,000.00
I found out recently about a limit on money transfers for Chase Bank accounts that is important to know about. If you need to transfer an amount of money larger than $100,000 to your Chase account, you cannot do that through Chase's online portal. Instead, you'll need...
When is the Best Time to Buy a House?
The decision to buy a home is a big one. Making the best decision on buying a home has a lot to do with timing. But when is the best time to buy a home? There are several factors that will affect the answer for you specifically, but this article should set some...
How to Cancel Your Audible Account
Audible, the world's leading platform for distributing audiobooks and other spoken audio entertainment, is great for a lot of things. In my household, my wife and kids and I use Audible almost every day for entertainment or to educate ourselves on one topic or...
How to Cancel a ConvertKit Subscription Account
Article Summary: Canceling Your ConvertKit Account Unlike most online subscriptions, canceling your ConvertKit account can't be done from your user portal. In fact, like many other subscription model businesses, ConvertKit seems to have done as much as they can to...
States That Have No Income Tax
Paying taxes is close to the top of the least favorite things for people who work hard to earn a living. As of 2018, the average American pays over $10,000 in taxes on wages earned, including over $8,000 in federal income tax and over $2,000 in state and...
Closest Chase Bank Branch to Nashville, Tennessee
I recently moved from Utah to Tennessee, and I found out several months ago (while looking at getting a cashier's check from a Chase Bank location close to Nashville) about my banking situation that I hadn't considered. It took me by surprise.Chase Bank...
Pros and Cons of Using a Property Manager for Nightly Rentals
Over the past few months, I have been wading into real estate investing by purchasing a couple of nightly rental condos in the Saint George, Utah area. Because this is my first experience with nightly rentals, and due to the fact that I already have more...
Top Real Estate Investment Books Recommended by BiggerPockets
One of the resources I've begun using as I've waded into the waters of real estate investing is an organization called BiggerPockets, which was created to encourage real estate investment by building a community and disseminating educational and other...
Investing in Nightly Vacation Rental Real Estate: My Own Rookie Experience
The past 20 years of my career (pretty much my entire career) have been spent primarily building online businesses, including projects like this website. I've had more success earning money than I could have ever imagined when I started close 20 years ago, but I have...
Costco Anywhere Visa Credit Card Account Provides FICO Credit Score for Free
Did you know that accessing your FICO score can be as simple as having a Costco Anywhere Visa Card from Citi credit card account? A few years ago, in 2016, Costco changed from only accepting American Express credit cards (in addition to cash and debit card payments)...
Chase Bank Limit on Wire Transfers from Personal Accounts – $50,000
My excitement at buying an investment property ran into a snag this morning, when I attempted to send over a wire to pay for the property. Chase bank places has a limit on how much can be wired from a personal account. When I attempted to create the wire transfer to...
Using Financial Goals and Incentives to Increase Family Productivity and Protect Wealth
Several years ago, my wife brought up with me the topic of purchasing a nice mini-grand piano to put into our front, formal room. We did a little research and found out that we’d be looking at spending in the range of $5,000 to $10,000 to get something that matched...
