Finances
Educating yourself about how money should work in your own life and how your own particular resources and abilities integrate with the rest of society is a critical element of becoming prosperous. For most
Taking control and being assertive about your finances is a critical element of prosperity.
Pros and Cons of Using a Property Manager for Nightly Rentals
Over the past few months, I have been wading into real estate investing by purchasing a couple of nightly rental condos in the Saint George, Utah area. Because this is my first experience with nightly rentals, and due to the fact that I already have more...
Top Real Estate Investment Books Recommended by BiggerPockets
One of the resources I've begun using as I've waded into the waters of real estate investing is an organization called BiggerPockets, which was created to encourage real estate investment by building a community and disseminating educational and other...
Investing in Nightly Vacation Rental Real Estate: My Own Rookie Experience
The past 20 years of my career (pretty much my entire career) have been spent primarily building online businesses, including projects like this website. I've had more success earning money than I could have ever imagined when I started close 20 years ago, but I have...
Costco Anywhere Visa Credit Card Account Provides FICO Credit Score for Free
Did you know that accessing your FICO score can be as simple as having a Costco Anywhere Visa Card from Citi credit card account? A few years ago, in 2016, Costco changed from only accepting American Express credit cards (in addition to cash and debit card payments)...
Chase Bank Limit on Wire Transfers from Personal Accounts – $50,000
My excitement at buying an investment property ran into a snag this morning, when I attempted to send over a wire to pay for the property. Chase bank places has a limit on how much can be wired from a personal account. When I attempted to create the wire transfer to...
Using Financial Goals and Incentives to Increase Family Productivity and Protect Wealth
Several years ago, my wife brought up with me the topic of purchasing a nice mini-grand piano to put into our front, formal room. We did a little research and found out that we’d be looking at spending in the range of $5,000 to $10,000 to get something that matched...
Chase Bank
Chase Bank Summary Chase Bank (part of JP Morgan Chase & Co.) is the largest bank in the United States in terms of assets. Chase has the second most branches (5,193) of any bank in the United States. Only Wells Fargo has more locations (5,930) than Chase. Chase’s...
What Factors Affect Your Credit Score?
Credit Reporting Agencies and FICO Score Understanding how significantly your credit score affects your access to borrow money, you naturally want to know what factors affect your credit score. I will answer that question for you, and I’ll provide other details...
How To Buy a Home Foreclosure At An Auction
For several years, I’ve been interested in getting into real estate investing. My internet businesses have done well enough for me to save up some cash that I can use to start looking at properties and getting my feet wet with some real estate...
Lost Cashier’s Check? Here’s What to Do
A short while ago, I came across a notice of public auction for a foreclosed townhome that I was interested in picking up. I’m not a very experienced real estate investor (yet), but I thought I’d go give this one a try. I had to get on a plane and travel...
EveryDollar App Available for Computer, Apple, and Android Devices
If you’re in the process of getting your personal finances in order by using a budgeting system, or if you’re simply looking for something simpler, effective, or easier to use, I’d suggest the EveryDollar app made by Dave Ramsey’s organization to be used...
Using Dave Ramsey’s EveryDollar Budgeting App To Plan a Family Budget
When my wife and I were a newly married young couple, we were pretty disciplined at budgeting our money. We had to be, because we didn’t have much of it. As we moved on in our career, and our businesses have done well for us, we moved away from being...
MyEdDebt.gov Debt Resolution Portal for Defaulted Student Loans and Grants
Student loan debt is having a crushing effect on current students and graduates, whose college dreams often have turned into nightmares as they realize that the job and career for which their specific degree has prepared them is likely not worth the cost...
One for the Money, Guide to Family Finance
If you want to be successful raising a family, one of the most important skills you can develop is managing your finances. In the 21st Century, being a parent is more expensive than ever. A USDA report released in 2017 estimated that it will cost parents...
How to Become a Millionaire
I’m going to share with you the formula I’ve followed to become (together with my wife) a millionaire. But first, some context. The United States has more than 11 million households reporting a net worth of more than 1 million dollars based on the latest...
Getting a Home Loan with Bad Credit
One of the primary factors lenders consider when you apply for a mortgage is your credit score. They normally use what’s called a FICO score, which is a number that ranges between 300 and 850. Lenders use this number to assess your trustworthiness, as it...
Dave Ramsey’s 7 Baby Steps for Saving Money, Paying Off Debt, and Building Wealth
Dave Ramsey is a popular radio show host, an author of several books about financial management and developing life skills. Besides being a great teacher, he is also, not coincidentally, a successful businessman and a devout Christian. His Financial Peace...
How Much Home Can I Afford?
When you’re shopping for a home, one of the very first questions you’ll ask yourself is, “How much home can I afford?” I’ll answer that question for you in this article using the information lenders use to qualify you for a loan amount as well as some...
