Several years ago when I was just starting college, it was my first experience being away from home in a situation where I was expected to pay all my own expenses (including rent now that I was not living with my parents) from funds I earned by working. The whole experience was an abrupt exposure…
Article Summary Cancelling your Verizon account can be done, but it may cost you quite a bit. Here’s a quick overview of what is involved in cancelling your Verizon phone plan. The goal of Prosperopedia.com is to help you make good, well-informed decisions about how to spend your money, including saving money in addition to…
Achieving self-reliance is a worthy goal for individuals, parents, and families. Being self-reliant brings a sense of accomplishment and satisfaction that cannot be achieved in any other way. What is Self-Reliance? Self-reliance is the ability of a person to take care of himself or herself in several different areas of life, including financially, spiritually, emotionally,…
If you’re applying for a mortgage loan or have applied for one in the past, you’ve possibly heard of Fannie Mae Form 1003, Uniform Residential Loan Application. Form 1003 is the standard form used by most mortgage lenders to collection the information of a potential borrower necessary to determine whether the applicant is qualified to…
Sometime during 2010, I heard a lot of buzz in my work office, where there were lots of developers and other technical types, about a shiny new digital currency experiment that the most geeky of geeks in the office were referring to as Bitcoin. It seemed gimmicky to me at the time, besides being complicated,…
Recently there has been a lot of buzz about how much money the Mormon Church has in its possession after an accusation came out from former church members and twin brothers David and Lars Nielsen. David was a former employee of church-owned investment firm Ensign Peak Advisors. The claim from the Nielsens is that the…
Article Summary The closest Chase Bank to Charlotte, North Carolina is in Clemson, South Carolina (near the Clemson University campus), which is about a 2-hour drive (133 miles) from Charlotte. Until August, 2019, when the Chapel Hill location was opened, Chase had no branches in the state of North Carolina. Chase says that it has…
Article Summary The Public Service Loan Forgiveness (PSLF) program was established by the federal government to allow professionals to have their student loan debt forgiven. Participating in the PSLF program requires you to work for a qualified employer as specified by the US Department of Eduction. Qualified employers include government and non-profit organizations. Only Direct…
CIT Bank is an online bank based in Pasadena, California that offers personal and business banking products and services. Although CIT Bank is best known as an online bank, which allows it to provide high yield returns on savings and other types of deposit accounts, it is also a sister bank to OneWest Bank, which…
Article Summary National Debt Relief is a New York City-based debt relief company founded in 2009 that helps clients throughout the United States reduce their unsecured debt burden through a program that includes services such as negotiating with creditors to lower the amount owed, consolidating debt and reducing the amount of interest being paid, helping…