Several years ago, my wife and I owned an online sporting goods business. We shipped a lot of products, which meant we spent a lot of money on shipping. As any online retail knows, shipping costs continually are on the rise, and people don’t like to pay those costs, especially since Amazon has trained the…
With five sons in my home, there is often a lot of wrestling and other physical activity that happens in my home. Recently, I was chatting with my oldest son, Spencer, while we were playing basketball at the local rec center, and I mentioned that he should try out wrestling for a season. I told…
For several years, I’ve been interested in getting into real estate investing. My internet businesses have done well enough for me to save up some cash that I can use to start looking at properties and getting my feet wet with some real estate investments. I’ve been looking at purchasing some property in Tennessee recently…
Prosperity Doesn’t Mean Celebrity You might think it strange that I’m discussing the dangers of being rich and famous on a website that is centered on how to become prosperous. Although having money and being financially secure is certainly a core element of prosperity, I think there is a clear difference between the comfortable prosperity…
A short while ago, I came across a notice of public auction for a foreclosed townhome that I was interested in picking up. I’m not a very experienced real estate investor (yet), but I thought I’d go give this one a try. I had to get on a plane and travel from Utah to Nashville,…
If you’re in the process of getting your personal finances in order by using a budgeting system, or if you’re simply looking for something simpler, effective, or easier to use, I’d suggest the EveryDollar app made by Dave Ramsey’s organization to be used along with his financial management approach. One of the top reasons I…
When my wife and I were a newly married young couple, we were pretty disciplined at budgeting our money. We had to be, because we didn’t have much of it. As we moved on in our career, and our businesses have done well for us, we moved away from being disciplined budgeting and replaced a…
My wife and I currently homeschool three of our four school-aged kids. We plan to ultimately homeschool all of our children for at least some portion of their early education, possibly through high school. We often have had to defend our decision to homeschool over the past six years following our decision to take our…
Every hard-working professional wants to be more productive, capable of doing more things in less time. Our modern world provides us with calendaring apps, online list building tools, activity timers, all kinds of phone gadgets, and an endless list of options for educating ourselves on how to be better. If you’re like me, you likely…
Student loan debt is having a crushing effect on current students and graduates, whose college dreams often have turned into nightmares as they realize that the job and career for which their specific degree has prepared them is likely not worth the cost of obtaining it. There are over one million people each year who…