Amazon has taken over the ecommerce world over the past 10 years. Having been in ecommerce for almost 20 years myself, I can attest to the fact that more and more internet shopping (which continues to grow every year) in the United States is happening on Amazon and less on regular old mom and pop…
If we were to grade the United States of America on how well the nation and its citizens are upholding the privileges and opportunity we inherited from the country’s founders, we’d be disappointed in where we’ve slipped to over the past two centuries. The understanding of why and how America became the world’s leader in…
In my ongoing journey towards achieving prosperity, it has been useful to look for examples to follow. I’ve tried throughout my life to emulate those who possess character traits that I find worthy of emulation. One of my favorite historical mentors is a man who had lots of reason to give up, to consign himself…
Over 25 million Americans have asthma, about 8% of our total population. For me personally, asthma has affected my household since I had to learn to deal with it starting as a child. Now, as a married father of several kids, I am helping three of my six children try to overcome consistent bouts of…
Living in Tennessee is a good decision for lots of reasons. There are several great places to call home in the Volunteer State. Whether you choose to live in some of the more populated areas around Nashville, Memphis, Knoxville, Chattanooga, and other thriving Tennessee municipalities, or if you prefer the country life in small towns…
Discussions about vaccines – including their efficacy, their potential harms to individuals, their benefits to society in general, and lots of related topics – tend to have very little middle ground. In fact, it’s hard to find a discussion about vaccines that doesn’t involve heated debate and intense argument. People are most often either decidedly…
Let me start out this simple guide by giving some of my background. That seems like a good starting point. I’m going to share with you some of the things I’ve learned over the past 15-plus years of being married. I’ll also go beyond that time in history and share what I’ve learned about what…
One of the primary factors lenders consider when you apply for a mortgage is your credit score. They normally use what’s called a FICO score, which is a number that ranges between 300 and 850. Lenders use this number to assess your trustworthiness, as it represents your recent and extended credit history. How you have…
Dave Ramsey is a popular radio show host, an author of several books about financial management and developing life skills. Besides being a great teacher, he is also, not coincidentally, a successful businessman and a devout Christian. His Financial Peace University course has been completed by over 4 million people. Ramsey’s formalized and systemized financial…
When you’re shopping for a home, one of the very first questions you’ll ask yourself is, “How much home can I afford?” I’ll answer that question for you in this article using the information lenders use to qualify you for a loan amount as well as some recommendations based upon my own experience buying homes….