Educating yourself about how money should work in your own life and how your own particular resources and abilities integrate with the rest of society is a critical element of becoming prosperous.
Taking control and being assertive about your finances is a critical element of prosperity.
Financial freedom is a mental, emotional, and educational process.
The blog posts included on this page are related to various aspects of managing your finances, including cutting costs, earning more money, investing, and other aspects of becoming financially successful.
Wells Fargo Debt-to-Income (DTI) Guidelines and Recommendations
Wells Fargo is one of the largest lenders in the United States, one of the biggest banking institutions in the world. They offer all sorts
Debt to Income (DTI) Ratio Requirements for FHA Loans
Article Summary The official debt-to-income or DTI ratio guidelines for FHA home loans is 31%/43%, or 31% for the front-end ratio and 43% for the
Wells Fargo Bank
Our goal at Prosperopedia.com is to help you be informed about things that affect your financial well-being so that you can make decisions. In this
Buying a Used Car: Is an Auto Dealership or Individual Seller Better?
My Recent Used Car Shopping Experience Recently my family outgrew our Toyota Sienna as we went from 6 kids to 7 with the birth of
How to Downgrade (Cancel) Your Professional Amazon Seller Business Account to Individual
Selling products on Amazon has made lots of people into millionaires, but for others, the opportunity turns out to be not as lucrative as they
How the Federal Funds Rate Affects Savings Account Interest
This morning I received an email from Wealthfront, where I opened a savings account to take advantage of their industry-leading (as far as my research
Pros and Cons of Owning a Motorhome
About seven years ago, I took my family on a trip to Yellowstone National Park. We had some friends with us who were visiting from
Wealthfront Automated Wealth Management and Investing Service
Video Review from Wealthfront Account User The video review I’m including below of Wealthfront is a detailed review from an actual Wealthfront user, a vlogger
How to Invest in Construction Hard Money Lending Backed by Real Estate
One of the benefits of working hard and getting ahead is having the opportunity to invest some of your hard-earned money into something that will
American Express High Yield Personal Savings Accounts
American Express is most commonly known for being a credit card provider, but did you know that they also offer online savings accounts and certificates
Chase Bank Limit on Money Transfers from External Accounts: $100,000.00
I found out recently about a limit on money transfers for Chase Bank accounts that is important to know about. If you need to transfer
When is the Best Time to Buy a House?
The decision to buy a home is a big one. Making the best decision on buying a home has a lot to do with timing.