Finances

FHA Loan Debt to Income (DTI) Ratio Guidelines

FHA Loan Debt to Income (DTI) Ratio Guidelines FHA loans allow first time home buyers and others who are just starting out or who may be financially disadvantaged to purchase homes through a government assisted program that differs from conventional loans. To qualify for an FHA loan, the Federal Housing Authority requires that you meet …

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Don't Buy Stuff You Cannot Afford

Don’t Buy Stuff You Cannot Afford

The Simplest Financial Management and Debt Reduction Plan Ever The materialistic, super-indulgent world we experience today has created a very large demand for debt reduction programs, debt counseling careers, thousands of apps for managing personal and family finances, and a thriving market where millions of people make lots of money selling products to people who …

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US Housing Market Signs of Bubble, Correction

Are We Currently Experiencing A Real Estate Bubble?

Article Summary The current housing market in the US has made its way back to pre-Great Recession levels. Interest rates are rising, which will tend to cool off the increasing housing prices. Significant factors that will cause a market correction in the next two years include the Federal Reserve’s monetary policy and tightening of credit …

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How To Become Rich – The Richest Man in Babylon Formula

The Richest Man In Babylon is a fictional story with sound principles that have helped people become wealthy through their application. This first part comes from the part of the book “Seven Curses For A Lean Purse”. Heed the advice in each of these sections, and your “purse” will become fat and overflowing with wealth. …

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EveryDollar Budgeting Software Tool Dave Ramsey Debt Program

EveryDollar – The Free Budgeting App from Dave Ramsey

EveryDollar is a budgeting application that is used by millions of people and families to keep track of how they spend their money and to do other budgeting activities. The EveryDollar app is a comprehensive monthly budgeting tool, allowing users to enter and track income and expenses on a monthly basis so that they can …

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