Several years ago, my wife brought up with me the topic of purchasing a nice mini-grand piano to put into our front, formal room. We did a little research and found out that we’d be looking at spending in the range of $5,000 to $10,000 to get something that matched what my wife and I…
Chase Bank Summary Chase Bank (part of JP Morgan Chase & Co.) is the largest bank in the United States in terms of assets. Chase has the second most branches (5,193) of any bank in the United States. Only Wells Fargo has more locations (5,930) than Chase. Chase’s core banking products, like most other banks,…
Credit Reporting Agencies and FICO Score Understanding how significantly your credit score affects your access to borrow money, you naturally want to know what factors affect your credit score. I will answer that question for you, and I’ll provide other details related to credit scores that should help you make good financial decisions as you…
For several years, I’ve been interested in getting into real estate investing. My internet businesses have done well enough for me to save up some cash that I can use to start looking at properties and getting my feet wet with some real estate investments. I’ve been looking at purchasing some property in Tennessee recently…
A short while ago, I came across a notice of public auction for a foreclosed townhome that I was interested in picking up. I’m not a very experienced real estate investor (yet), but I thought I’d go give this one a try. I had to get on a plane and travel from Utah to Nashville,…
If you’re in the process of getting your personal finances in order by using a budgeting system, or if you’re simply looking for something simpler, effective, or easier to use, I’d suggest the EveryDollar app made by Dave Ramsey’s organization to be used along with his financial management approach. One of the top reasons I…
When my wife and I were a newly married young couple, we were pretty disciplined at budgeting our money. We had to be, because we didn’t have much of it. As we moved on in our career, and our businesses have done well for us, we moved away from being disciplined budgeting and replaced a…
Student loan debt is having a crushing effect on current students and graduates, whose college dreams often have turned into nightmares as they realize that the job and career for which their specific degree has prepared them is likely not worth the cost of obtaining it. There are over one million people each year who…
If you want to be successful raising a family, one of the most important skills you can develop is managing your finances. In the 21st Century, being a parent is more expensive than ever. A USDA report released in 2017 estimated that it will cost parents $233,610 to raise a child born in 2015. In…
I’m going to share with you the formula I’ve followed to become (together with my wife) a millionaire. But first, some context. The United States has more than 11 million households reporting a net worth of more than 1 million dollars based on the latest Spectrem Group Market Insights Report. That number represents about 8…