Since the very first times I can remember paying for my own healthcare expenses – shortly after I became an adult – I’ve often found myself puzzled at how healthcare is done in America and wondering why it often seems so inefficient and expensive. As a now two-decades-long consumer (a purchase-with-my-own-hard-earned-money kind of healthcare consumer)…
FHA Loan Debt to Income (DTI) Ratio Guidelines FHA loans allow first time home buyers and others who are just starting out or who may be financially disadvantaged to purchase homes through a government assisted program that differs from conventional loans. To qualify for an FHA loan, the Federal Housing Authority requires that you meet…
The Simplest Financial Management and Debt Reduction Plan Ever The materialistic, super-indulgent world we experience today has created a very large demand for debt reduction programs, debt counseling careers, thousands of apps for managing personal and family finances, and a thriving market where millions of people make lots of money selling products to people who…
President Trump’s Donation to the SBA I saw on the news today that President Donald Trump is donating his Q2 salary to the Small Business Administration program to help with a new program developed by the SBA to help US military veterans transition from their careers in the military into becoming business owners. The SBA…
Article Summary The current housing market in the US has made its way back to pre-Great Recession levels. Interest rates are rising, which will tend to cool off the increasing housing prices. Significant factors that will cause a market correction in the next two years include the Federal Reserve’s monetary policy and tightening of credit…
This morning I noticed a headline on KSL.com titled, “‘What Jesus would have us do’: Utah religious leaders urge support of Medicaid expansion initiative.” I was especially intrigued to know whether my own religion, The Church of Jesus Christ of Latter-day Saints (or LDS Church), would be officially referenced in the article, so I clicked…
Once in awhile I like to post experiences that are a bit humorous, even if just for humor sake, but especially when there is something instructive that can be learned from it. Today’s funny post comes from an experience I had several years ago. To protect the innocent, I’m leaving out names and only sharing…
When a real estate transaction is taking place, the details of the transaction, especially the agreed upon price for the property, are based upon assumptions made by the buyer regarding the condition of the property being purchased. It can be easy for the seller to hide from the buyer specifics about the piece of real…
Sure, there is risk involved in starting your own business. But there is also risk in working for a company. Which should you do?
One of the founders and content contributors for Prosperopedia, my buddy and business partner Ben Accinelli, happens to be an expert in photography, filming, and video editing. I asked Ben to brain dump some of the stuff he knows about video editing. In particular, I wanted to know how he created the whiteboard graphics he made…